As an insurance broker, you may have business clients who are self-insured and looking for access to Excess Workers? Compensation insurance. While their primary insurance may provide workers? compensation coverage, it will typically only do so up to a certain limit. In the case of catastrophic workers? compensation claims, high risk businesses would be wise to carry additional coverage.
Caitlin Morgan Insurance provides access to this extension coverage from various A rated carries. Excess Workers? Compensation policies come with varying limits. Your clients? coverage can begin where their self-insurance protection limit left off, and the limit on this excess coverage can be adjusted to meet their potential risk. We can even give you access to carriers who will cover workers? compensation claims up to the maximum legal limit.
With us, you will be able to create a unique package for clients with unusual or challenging risks. With this flexibility, you can provide your clients with aggregate protection and ensure that there are no holes in their coverage. Workers? compensation claims can sky rocket in the case of serious or life-threatening accidents that occur on the job. Advising your clients on Excess Workers? Compensation and working with Caitlin Morgan Insurance to build an ideal individual package with coverage from our excellent carriers, will result in satisfied clients who will return and give you many referrals.
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